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Reclaim your money now

If you think you've been mis-sold, find out how to make a PPI claim

Reclaim your money now

If you think you've been mis-sold, find out how to make a PPI claim

What is PPI?

PPI, or payment protection insurance, is a form of insurance sold alongside loans, credit cards, hire purchase agreements and mortgages. The purpose of this insurance is to pay your monthly repayments if you are unable to do so through injury, illness or unemployment.

How was PPI mis-sold?

The main way in which PPI may have been mis-sold is if you were told that you could not have the finance without PPI. Other examples include being self-employed or unemployed, working for the NHS, or having a pre-existing medical condition.

How can I tell if I had PPI?

Your credit agreement will detail whether you have PPI or not. If you are no longer in possession of these documents we will be able to obtain these from your lender at no cost to you.

Why should I use First Target Recoveries

While you can make a claim yourself for free, First Target Recoveries Ltd have years of experience handling PPI complaints exactly like yours. We know what to say, how to say it, and how to decipher jargon used by the banks. We handle every aspect of your complaint, from initial complaint to settlement so you don’t have to experience any stress and strain caused by your complaint.

What can I claim back?

We can claim on your behalf for all of the PPI premiums you have paid to date. We are also able to write off any remaining PPI premiums you have yet to pay, reducing the amount you pay on a monthly basis. In addition we will also seek 8% compensatory interest on any settlement amount.

What if my loan(s) and credit card(s) are paid off ?

Don’t worry – just because they have finished does not mean that you are unable to make a complaint. We can claim on your behalf for all premiums paid. In addition we will also seek 8% compensatory interest that will be calculated up to the date of settlement.

How long will the claim process take?

From the date of receiving our initial complaint letter the lender has 12 weeks in which to respond with their Final Response letter. If their Final Response letter is not acceptable we will look to take your case to the Financial Ombudsman Service in order to ensure you receive that which you are entitled to. If this occurs it could mean that the resolution to your case could take up to 18 months.

Full details of our fees and illustrations of what fees might
be due are in section 6 of our Terms and Conditions here